Product andService Fees

Product and Service FeesProduct and Service Fees from the Garanti Bank.

You can view our product and service fees, from money transfers to loan interest rates, on a single page.

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Money Transfer

EFT

Alo Garanti EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name50.00 TL0.50 %90.00 TL0.50 %BITT Included
From Account to Account50.00 TL0.50 %90.00 TL0.50 %BITT Included
Late EFT Transaction Fee60.00 TL0.50 %100.00 TL0.50 %It is the fee collected for EFT transactions performed after 16:00. BITT Included

Mobile Banking EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name4.50 TL4.50 TLBITT Included.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
From Account to Account4.50 TL4.50 TLBITT Included.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
Late EFT Transaction Fee7.00 TL7.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

Standing Payment EFT (Branch/Internet Banking/Alo Garanti)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account3.28 TL3.28 TLBITT Included
From Credit Card1.84 %1.84 %BITT Included

GarantiOne EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Account to Account2.50 TL2.50 TLNo fee.
EFT from Account to Name2.50 TL2.50 TLNo fee.

Payment of Other Bank Credit Card Debt through Teller

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment of Other Bank Credit Card Debt from Cash5.00 TL5.00 TLBITT Included.

Internet Banking EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name4.90 TL4.90 TLBITT Included.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
From Account to Account4.90 TL4.90 TLBITT Included.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
Late EFT Transaction Fee7.75 TL7.75 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

EFT from Credit Card – Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)6.00 TL3.75 %RUSF and BITT Included.

EFT from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)6.00 TL3.75 %RUSF and BITT Included.

Paramatik – Payment of Other Bank Credit Card Debt

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Card14.00 TL14.00 TLBITT Included

Paramatik EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name14.00 TL14.00 TLBITT Included
From Account to Account14.00 TL14.00 TLBITT Included
Late EFT Transaction Fee15.00 TL15.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

EFT from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Account55.00 TL0.50 %450.00 TL0.50 %BITT Included
EFT with Cash55.00 TL0.50 %450.00 TL0.50 %BITT Included
Late EFT Transaction Fee25.00 TL25.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included
Incoming EFT payment to Name35.00 TL0.50 %200.00 TL0.50 %BITT Included

Money Transfer

Western Union Money Transfer through Alo Garanti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Western Union (Minimum)15.00 USD15.00 USDTransaction fees vary based on the amount intervals. BITT Included.
Western Union (Maximum)337.50 USD337.50 USDTransaction fees vary based on the amount intervals. BITT Included.

Alo Garanti TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan İsme50.00 TL0.50 %75.00 TL0.50 %BSMV Dahil
Hesaptan Hesaba45.00 TL45.00 TLBSMV Dahil

Alo Garanti FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name50.00 TL0.50 %75.00 TL0.50 %BITT Included
From Account to Account45.00 TL45.00 TLBITT Included

Cep Şubesi TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan İsme2.00 TL2.00 TLBSMV Dahil.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
Hesaptan Havale2.00 TL2.00 TLBSMV Dahil.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.

Standing Payment Money Transfer (Branch/Internet Banking/Alo Garanti)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account0.97 TL0.97 TLBITT Included
From Account to Name0.97 TL0.97 TLBITT Included
From Credit Card1.84 %1.84 %BITT Included

GarantiOne TL Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Account to Account1.00 TL1.00 TLNo fee.
Money Transfer from Account to Name1.00 TL1.00 TLNo fee.

iGaranti Sanal Karta Para Akt

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
iGaranti Sanal Karta Havale 0.00 TL0.00 %

Western Union Money Transfer through Internet Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Western Union (Minimum)15.00 USD15.00 USDTransaction fees vary based on the amount intervals. BITT Included.
Western Union (Maximum)337.50 USD337.50 USDTransaction fees vary based on the amount intervals. BITT Included. .

İnternet Şubesi TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan İsme2.25 TL2.25 TLBSMV Dahil.Doğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.
Hesaptan Hesaba2.25 TL2.25 TLBSMV Dahil

Internet Banking FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name2.25 TL2.25 TLBITT Included
From Account to Account2.25 TL2.25 TLBITT Included

Money Transfer from Credit Card – Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card (+0.00 TL)6.00 TL3.75 %RUSF and BITT Included.

Money Transfer from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card – Internet (+0.00 TL)6.00 TL3.75 %RUSF and BITT Included.

Western Union Money Transfer through Paramatiks

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Western Union (Minimum)15.00 USD15.00 USDTransaction fees vary based on the amount intervals. BITT Included.
Western Union (Maximum)337.50 USD337.50 USDTransaction fees vary based on the amount intervals. BITT Included.

Paramatik TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan Hesaba8.00 TL8.00 TLBSMV Dahil
Hesaptan İsme8.00 TL8.00 TLBSMV Dahil

Paramatik FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account8.00 TL8.00 TLBITT Included

TL Money Transfer from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account35.00 TL35.00 TLBITT Included.
Late Money Transfer Additional Transaction Fee8.00 TL8.00 TLIt is the additional transaction fee collected for money transfer orders submitted to the branch after 17:00. (BITT Included).
Same Branch Third Party Money DepositOnly valid for money deposit transactions to accounts of entities such as apartment building management, co-op, foundation, university, consulate, and notary public. (BITT Included).
Cash to Name50.00 TL0.50 %250.00 TL0.50 %BITT Included
From Account to Name50.00 TL0.50 %400.00 TL0.50 %BITT Included
Cash to Account50.00 TL0.5 %450.00 TL0.5 %BITT Included

Western Union Money Transfer from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Western Union (Minimum)15.00 USD15.00 USDTransaction fees vary based on the amount intervals. BITT Included.
Western Union (Maximum)337.50 USD337.50 USDTransaction fees vary based on the amount intervals. BITT Included.

FX Money Transfer from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account35.00 TL35.00 TLBITT Included
Late Money Transfer Additional Transaction Fee8.00 TL8.00 TLIt is the additional transaction fee collected for money transfer orders submitted to the branch after 17:00. (BITT Included)
Same Branch Third Party Money DepositOnly valid for money deposit transactions to accounts of institutions such as apartment building management, co-op, foundation, university, consulate, and notary public (BITT Included).
Cash to Name55.00 TL0.50 %450.00 TL0.50 %BITT Included
Hesaptan İsme40.00 TL0.50 %300.00 TL0.50 %BITT Included
Cash to Account45.00 TL0.5 %350.00 TL0.5 %BITT Included

Swift

Alo Garanti Overseas FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Overseas75.00 TL75.00 TLBITT Included

Cep Şubesi FX Money Transfer to Abroad

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Overseas (Future Day Value)55.00 TL55.00 TLBITT Included.
Money Transfer to Overseas (Same Day Value)60.00 TL60.00 TLBITT Included.

Internet Banking FX Money Transfer to Abroad

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Overseas (Future Day Value60.00 TL60.00 TLBITT Included
Money Transfer to Overseas (Same Day Value)65.00 TL65.00 TLBITT Included
Yurtdışına Giden Geç Havale (Aynı Gün Valörlü)70.00 TL70.00 TLBITT Included.

Money Transfer from PTT to Garanti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Transaction Foreign Currency TL (0.00 - 100.00 TL)5.00 TL5.00 TLBITT Included
Transaction Foreign Currency TL (100.01 - 250.00 TL)7.00 TL7.00 TLBITT Included
Transaction Foreign Currency TL (250.01 - 500.00 TL)12.00 TL12.00 TLBITT Included
Transaction Foreign Currency TL (500.01 - 1000.00 TL)17.00 TL17.00 TLBITT Included
Transaction Foreign Currency TL (1000.01 - 5000.00 TL)21.00 TL21.00 TLBITT Included
Transaction Foreign Currency TL (5000.01 - 10000.00 TL)25.00 TL25.00 TLBITT Included
Transaction Foreign Currency TL (10000.01 - 99999999999.00 TL)31.00 TL31.00 TLBITT Included
Transaction Foreign Currency USD (0.00 - 250.00 USD)12.00 TL12.00 TLBITT Included
Transaction Foreign Currency USD (250.01 - 500.00 USD)19.00 TL19.00 TLBITT Included
Transaction Foreign Currency USD (500.01 - 1000.00 USD)23.00 TL23.00 TLBITT Included
Transaction Foreign Currency USD (1000.01 - 3000.00 USD)31.00 TL31.00 TLBITT Included
Transaction Foreign Currency USD (3000.01 - 99999999999.00 USD)35.00 TL35.00 TLBITT Included
Transaction Foreign Currency Euro (0.00 - 250.00 EUR)12.00 TL12.00 TLBITT Included
Transaction Foreign Currency Euro (250.01 - 500.00 EUR)19.00 TL19.00 TLBITT Included
Transaction Foreign Currency Euro (500.01 - 1000.00 EUR)23.00 TL23.00 TLBITT Included
Transaction Foreign Currency Euro (1000.01 - 3000.00 EUR)31.00 TL31.00 TLBITT Included
Transaction Foreign Currency Euro (+3000.01 EUR)35.00 TL35.00 TLBITT Included

Branch Overseas FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Future Day Value Money Transfer to Overseas35.00 USD0.50 %200.00 USD0.50 %BITT Excluded
Future Day Value Late Money Transfer to Overseas39.64 USD0.50 %203.64 USDIn addition to the transaction fee specified, a 10 TL fee is collected. (Applies to future day value transfers submitted after 17:00). BITT Excluded.
Money Transfer from Overseas – Our Bank30.00 USD0.50 %150.00 USD0.50 %BITT Excluded
Money Transfer from Overseas – Third Party Bank Transfer20.00 USD0.50 %100.00 USD0.50 %BITT Excluded
Money Transfer from GarantiBank International5.00 EUR0.10 %50.00 EUR0.10 %Money Transfer from GarantiBank International. BITT Excluded
Money Transfer from GarantiBank Moscow5.00 EUR0.10 %50.00 EUR0.10 %Money Transfer from GarantiBank Moscow. BITT Excluded
Same Day Value Money Transfer to Overseas39.64 USD0.50 %203.64 USDBITT Excluded
Same Day Value Late Money Transfer to Overseas42.27 USD0.50 %207.27 USDApplies to same day value transfers submitted after 17:00. (BITT Excluded)
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Personal Loans

Consumer Loans

A - 48-month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate1.99 %
Insurance Amount125.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees177.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate33.1550 %Annual cost rate is the effective annual interest rate excluding insurance premium.

Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate1.84 %BITT and RUSF excluded.

B – 48-month term 10.000 TL e-Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.79 %
Insurance Amount125.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees177.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate29.4491 %Annual cost rate is the effective annual interest rate excluding insurance premium.

C - 48 month term 10.000 TL Consumer Loan with Campaign

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.79 %
Insurance Amount125.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees177.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate29.4491 %Annual cost rate is the effective annual interest rate excluding insurance premium.

D – 9-month term 3.000 TL Consumer Loan with Campaign

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.89 %
Insurance Amount33.75 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees49.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate32.5998 %Annual cost rate is the effective annual interest rate excluding insurance premium.

Home Loans

A – 120-month term 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2332 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

B - 120-month term 100.000 TL Mortgage for Tenants

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Annual Cost Rate16.5590 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Interest Rate1.27 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

C - 120-month term 100.000 TL Variable Rate Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Variable Interest Rate1.68 %Depending on the update frequency determined at the beginning of the term, the loan interest rate is updated monthly, quarterly, semi-annually or annually based on the CPI rate announced two months prior to the current month.
Annual Cost Rate22.3956 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Margin Rate (120 months)0.69 %It is the spread rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. The variable rate mortgage interest rate is calculated by adding the spread rate to the Monthly Home Financing Index announced by the CBRT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

D - 120-month term 100.000 TL Bridge Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee360.00 TLIt is the fee amount collected for two liens established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2911 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred per expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

E - 120-month term 100.000 TL 100% Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected for two liens established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2332 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee1054.92 TL4000.00 TL(For two appraisals)The appraisal fee varies according to the location, qualitative and gross area (m2) of the properties subject to valuation. The amount of costs incurred for the expertise services and paid to third parties, institutions / organizations is collected. Exempt from BITT.

F – 120-month term 100.000 USD Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.72 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.1288 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 USD Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.

G - 120-month term 100.000 EUR Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.77 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.7800 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 EUR Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.

H - 120-month term 100.000 GBP Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.76 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.6481 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 GBP Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.

I – 36-month term 100.000 TL Fixed Rate Home Equity Loan (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.50 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Annual Cost Rate23.3868 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

J - 36-month term 100.000 TL Variable Rate Home Equity Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Variable Interest Rate (36 months)1.80 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid. The variable interest rate is calculated by adding the margin rate to the monthly Home Financing Index announced by the CBRT. The upper limit of the variable interest rate is limited to 4.00%.
Annual Cost Rate28.5460 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Margin Rate (36 months)0.81 %It is the margin rate valid for a 3-year term. It is the rate that will be added by the Bank to the monthly Home Financing Index announced by the CBRT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

K - 36-month term 100.000 TL Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.50 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate23.3868 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

L - 36-month term 100.000 TL Automatic Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Interest Rate1.46 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate22.5574 %It is the cost rate including RUSF, calculated by adding the sum of the loan allocation fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.

M – 96-month term 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Interest Rate1.55 %It is the interest rate that will be applied for a 96-month term. The interest rate specified excludes RUSF and BITT. If the loan is for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If the loan is for usage purposes, a 5% BITT is collected over the monthly interest amount paid.
Annual Cost Rate22.5588 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 96-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.
Appraisal Fee527.46 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.

N - Charges that may arise within loan term

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Discount2.00 %In the period of interest discount, a fee is collected in the amount that will not exceed 2.00% of the remaining principal if the remaining term is more than 36 months, and 1.00% of the remaining principal if the remaining term is 36 months or less. The fee is exempt from BITT in loans that are included within the scope of the Home Financing Law. BITT included in the business premises loans.
Term Change2.00 %Loans that are included within the scope of the Home Financing Law are exempt from term change fee. In business premises loans, in the period of term changes, a fee is collected in the amount that will not exceed 2.00 % of the remaining principal. BITT included in the business premises loans.
Early Payment Fee2.00 %In fixed rate loans, a fee is collected in the amount that will not exceed 2.00% of the principal amount paid early if the remaining term is more than 36 months, and 1.00% of the principal amount paid early if the remaining term is 36 months or less. The fee is not collected from loans issued before March 6, 2007. The fee is exempt from BITT in loans that are included within the scope of Home Financing Law. BITT included in the business premises loans.
DASKIt varies based on the location of the property for which the loan is provided and the construction specifications.
Life InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.
Home InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.

O - 60-month 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate that will be applied for a 5-year term. Exempt from RUSF and BITT within the scope of Home Financing Law.
Annual Cost Rate18.3832 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

P - 60-month 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
Annual Cost Rate22.6536 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Interest Rate1.55 %It is the interest rate that will be applied for a 60-month term. The interest rate specified excludes RUSF and BITT. If for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If for usage purposes, a 5% BITT is collected over the monthly interest amount paid.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.
Appraisal Fee527.46 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.

Auto Loans

12-Month Term 10.000 TL New (0 KM) Car Loan (New Car with Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee5000.00 TL0.50 %Calculated over the loan amount. BITT excluded.
Interest Rate1.39 %BITT and RUSF Excluded.
Annual Total Cost Rate23.1882 %The annual cost rate is calculated for a 0 KM car with casco insurance purchased from our Bank, and for an amount of 10000.00 TL and a 12-month term. Life insurance is not included in the annual cost rate.

12-Month Term 10.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee5000.00 TL0.50 %Calculated over the loan amount. BITT excluded.
Interest Rate1.44 %BITT and RUSF excluded.
Annual Cost Rate24.0651 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, for an amount of 10000.00 TL and a 12-month term. Life insurance is not included in the annual cost rate.

24-Month Term 20.000 TL New (0 KM) Car Loan (New Car with Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee Maximum Amount5000.00 TL0.50 %Calculated over the loan amount. BITT excluded.
Interest Rate1.39 %BITT and RUSF Excluded.
Annual Cost Rate22.6185 %The annual cost rate is calculated for a 0 KM car with casco insurance purchased from our Bank, and for an amount of 20000.00 TL and a 24-month term. As Casco insurance and Life insurance may vary based on the type of the vehicle financed, they are not included in the annual cost rate.

24 ay vadeli 20.000 TL tutarlı 0 KM Taşıt Kredisi (0 KM Bankamızdan Kaskosuz Araç)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tahsis Ücreti5000.00 TL0.50 %Kredi tutarı üzerinden hesaplanır. BSMV hariçtir.
Faiz Oranı1.44 %BSMV ve KKDF hariçtir.
Yıllık Toplam Maliyet Oranı23.4913 %Yıllık maliyet oranı 0 KM bankamızdan kaskosu yapılmamış taşıt için 20000.00 TL tutar ve 24 ay vade koşullarına göre hesaplanmıştır. Hayat Sigortası, Yıllık Maliyet Oranı içerisine dahil edilmemiştir.

36-Month Term 30.000 TL New (0 KM) Car Loan (New Car with Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee Maximum Amount5000.00 TL0.50 %Calculated over the loan amount. BITT excluded.
Interest Rate1.39 %BITT and RUSF Excluded.
Annual Total Cost Rate22.4203 %The annual cost rate is calculated for a 0 KM car with casco insurance purchased from our Bank, and for an amount of 30000.00 TL and a 36-month term. Life insurance is not included in the annual cost rate.

36-Month Term 30.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee5000.00 TL0.50 %Calculated over the loan amount. BITT excluded.
Interest Rate1.44 %BITT and RUSF Excluded.
Annual Cost Rate23.2918 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and an amount of 30000.00 TL and a 36-month term. Life insurance is not included in the annual cost rate.
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Kobi

For Company Use

FCI Consumer Loan (EUR)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1250.00 TL0 – 25000 TL arası kredi için tahsis ücreti 500 TL, 25.001 – 50.000 TL arası kredi için 800 TL, 50.001 – 100.000 TL arası kredi için 850 TL, 100.001 – 250.000 TL arası kredi için 1.000 TL, 250.001 TL ve üzeri kredi için 1.250 TL’dir. BSMV hariçtir.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

FCI Consumer Loan (USD)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1250.00 TL0 – 25000 TL arası kredi için tahsis ücreti 500 TL, 25.001 – 50.000 TL arası kredi için 800 TL, 50.001 – 100.000 TL arası kredi için 850 TL, 100.001 – 250.000 TL arası kredi için 1.000 TL, 250.001 TL ve üzeri kredi için 1.250 TL’dir. BSMV hariçtir.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

FCI Business Premises Loan (EUR)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1500.00 TLValid for all loan terms and loan amounts.
Loan Commission2500.00 TLValid for all loan terms and loan amounts.
Interest Rate10.44 %

FCI Business Premises Loan (USD)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1500.00 TLValid for all loan terms and loan amounts.
Loan Commission2500.00 TLValid for all loan terms and loan amounts.
Interest Rate10.20 %

FCI Auto Loan (EUR)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee750.00 TL0.10 %Allocation fee is calculated as 0,1% of the loan amount + tax, and minimum allocation fee is 750 TL + tax.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

FCI Auto Loan (USD)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee750.00 TL0.10 %The allocation fee is calculated as 0,1% of loan amount + tax, and minimum allocation fee is 750 TL + tax.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

Other Non-Cash Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Import Letter of Credit File Opening75.00 USD0.1 %
Reserve Commission in Import Letters of Credit100.00 USD
Export Letter of Credit File Opening75.00 USD0.1 %
Export Letter of Credit Change Commission (Confirmed-Unconfirmed)50.00 USD
Export Letter of Credit Notification Commission (Unconfirmed)50.00 USD0.1 %
Export Letter of Credit Notification Commission (Confirmed)50.00 USD0.1 %
Export Letter of Credit Payment Commission (Unconfirmed)50.00 USD0.15 %
Export Letter of Credit Payment Commission (Confirmed)50.00 USD0.15 %
Export Letter of Credit Pre-Notification Commission (Confirmed-Unconfirmed)50.00 USD
Export Letter of Credit Transfer75.00 USD
Export Letter of Credit Confirmation Commission50.00 USD0.15 %
Export Letter of Credit Cancellation Commission (Confirmed)50 USD+notification commission+confirmation commission
Export Letter of Credit Cancellation Commission (Unconfirmed)50 USD+notification commission
Non-use of Export Letter of Credit (Confirmed)notification commission+confirmation commission
Non-use of Export Letter of Credit (Unconfirmed)notification commission
Export Letter of Credit Transfer Commission (Confirmed)50 USD+half of notification commission+confirmation commission
Export Letter of Credit Transfer Commission (Unconfirmed)50 USD+half of notification commission
Country Risk Commission in Confirmed Export Letters of Credit (Quarterly)From the issuance of the letter of credit to the payment due date - the rate varies on a country basis.
External Guarantee File Opening215.00 USD
Notification of External Guarantee to Other Bank100.00 USD
Counter-Guarantee (Tender) (Monthly)50.00 USD0.1 %
Counter-Guarantee (Advance, Final, Other) (Periodic)150.00 USD0.25 %
Counter-Guarantee Change50.00 USD
Direct Guarantees to be notified without responsibility50.00 USD
Compensation Claim50.00 USD

Other Cash FCI/FX Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate16.5 %Valid for non-TL loans such as Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Loan Commission5.00 %Valid for non-TL loans such as Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir.0-12.000 TL arası krediler için asgari oranda bir tutar, 12.000 TL ve üzeri krediler için ise 250 TL hesap başına tahsil edilmektedir.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
YP Rotatif Kredi Kullanım Ücreti250.00 TL0.5 %3 aylık YP Rotatif kullanım ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak YP Rotatif kullanım kullanım ücreti hesap başına alınacaktır.

Other Cash TL Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate32.00 %Valid for Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
İşletme Kredisinden Alınan tahsis Ücreti1250.00 TLValid for all loan terms and loan amounts. BITT included.
Loan Commission5.00 %Valid for Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir.0-12.000 TL arası krediler için asgari oranda bir tutar, 12.000 TL ve üzeri krediler için ise 250 TL hesap başına tahsil edilmektedir.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
TL Rotatif Kredi Kullanım Ücreti250.00 TL0.5 %3 aylık TL Rotatif kullanım ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak TL Rotatif kullanım ücreti hesap başına alınacaktır.

Flexible Limit Usage Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Exclusive to Miles&Smiles Commercial Cards0.50 %Applied to the relevant over-the-limit amount for customers who spend over the card limit during the relevant account statement cycle, provided that a payment is made towards the current cycle balance.
Post Purchase Installment3.99 %11.99 %BITT is to be added.
Skip Purchase6.09 %5.99 %BITT is to be added.
Additional Installment2.99 %11.99 %BITT is to be added.
Install Statement1.99 %BITT is to be added.
Skip Statement1.99 %BITT is to be added.

Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate22.08 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %The loan allocation fee may vary accounting to the credit amount. For the credits between 0-25.000 TL, an amount with minimum ratio has been charged. The allocation fee for the amount of 12.000 TL and more is charged as 250 TL.
Statement Fee3.75 TL

Credit Card / American Express Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BITT is to be added.
Annual Membership Fee90.00 USD120.00 USDBITT included.
Overdue Interest2.34 %BITT is to be added.
Regular payment fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Kredi Kartı / American Express Corporate Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Limit Aşım Ücreti2.00 TL7.50 %BITT is to be added.
Annual Membership Fee90.00 USDBITT included.
Overdue Interest2.34 %BITT is to be added.
Regular payment fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Bonus Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BSMV eklenir.
Annual Membership Fee9.50 TL114.00 TLBITT included. Monthly 9.50 TL is applied for 12 months.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Corporate Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %BITT included. This fees are valid for automatic payment. 1.50TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BITT is to be added.
Annual Membership Fee110.00 TLBITT included.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / EASY BONUS

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BITT is to be added.
Annual Membership Fee10.00 TL120.00 TLBITT included. Monthly 10.00 TL is applied for 12 months.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Fleet Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00% will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BITT is to be added.
Annual Membership Fee114.00 TLBITT included.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Miles&Smiles Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.00 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BSMV eklenir.
Annual Membership Fee205.00 TLBITT included. Only one card fee is drawn for both Miles&Smiles Business and Miles&Smiles Business American Express cards.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Miles&Smiles Business American Express

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.0 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Cash Advance Interest1.84 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti)6.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)8.00 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BSMV eklenir.
Annual Membership Fee205.00 TLBITT included. Only one card fee is drawn for both Miles&Smiles Business and Miles&Smiles Business American Express cards.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Credit Card / Partner Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card1.50 TL2.00 %This fees are valid for automatic payment. 1.50 TL will be charged for manuel payments of 75 TL or less; 2.00 % will be charged for more than 75 TL. RUSF and BITT included.
Shopping Interest1.84 %BITT is to be added.
Over-the-limit Fee2.00 TL7.50 %BITT is to be added.
Annual Membership Fee75.00 TLBITT included.
Overdue Interest2.34 %BITT is to be added.
Regular Payment Fee1.84 %BITT included.
Overdue Notification Fee2.95 TL6.00 TLBITT included.

Kredi Limit Tesisi, Yenileme ve FAR Ücreti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Limit Tesisi, Yenileme ve FAR Ücreti500.00 TLFAR yapılmasına istinaden 6 ayda bir tahsilat yapılır.

Common Fees (In the case that a check, note, and vehicle or property lien are taken as collateral in loans for company use, the fees in the Common Fees table can be applicable in addition to the fees specified under each loan.)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Appraisal Fee850.00 TLThe amount specified is the minimum amount and may vary on a transaction basis.
Batch Appraisal Fee (Up to 100 properties)415.00 TL for the first independent section, 31.12 TL for each additional independent section.
Batch Appraisal Fee (For 101 or more properties)3600.00 TLIf the appraisal cost turns out higher than the specified fee, a higher amount can be collected from the customer.
Lien Establishment Fee -Business Premises Loans160.00 TL
Lien Cancellation Fee – Business Premises Loan350.00 TL
Lien Release Fee50.00 TLLien release transactions for auto loans issued before 24.09.2010 may be subject to a fee
Notes taken as collateral18.00 TL18.00 TL
Protest of notes taken as collateral20.00 TL20.00 TL
Removal of protest of notes taken as collateral30.00 TL30.00 TL
Return of unprocessed collateral bond15.00 TL15.00 TL
Entry fee for other bank checks taken as collateral - TL10.00 TL10.00 TL
GB Checks taken as collateral – TL and FX10.00 TL10.00 TL
Entry fee for other bank checks taken as collateral – Domestic bank FX check25.00 TL25.00 TL10 TL check entry fee + 15 TL FX check clearing fee is collected.
Receipt of FX check as collateral – Foreign bank FX check12.00 TL12.00 TL
Request for unprocessed return of checks submitted as collateral5.00 TL5.00 TL

Letter of Reference

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Issuance of Letter of Reference for Companies300.00 TL300.00 TL

Ticari Kredi Erken Kapama Ücreti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ticari Kredi Erken Kapama Ücreti Kredinin kapanacak olan anapara tutarını, kalan ortalama vadesini, kullandırım faizini, kapanacak olan krediden gelen bakiyenin Bankaca yeninden değerlendirme faizini, ve varsa, ürünün içerdiği opsiyonu dikkate alarak; kredi erken kapama ücreti hesaplanır. (Taksitli Ticari Erken Kapama Komisyonu dahildir.)

Payment Plan Change Comission

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commercial Loans Payment Plan Change Comission150.00 TLValid for commercial loan terms and amounts.For every payment schedule changes, the amount will be charged.

TL Revolving Credit

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate32.00 %Valid for all loan terms and loan amounts.
Loan Commission5.00 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %The loan allocation fee may vary accounting to the credit amount. For the credits between 0-25.000 TL, an amount with minimum ratio has been charged. The allocation fee for the amount of 12.000 TL and more is charged as 250 TL.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
BCH Kullanım Ücreti250.00 TL0.5 %3 aylık BCH ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak BCH kullanım ücreti hesap başına alınacaktır.

TL Discount Redemption

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate32.00 %Valid for all loan terms and loan amounts.
Loan Commission (Over the Check-Note amount)200.00 TL2.00 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %The loan allocation fee may vary accounting to the credit amount. For the credits between 0-25.000 TL, an amount with minimum ratio has been charged. The allocation fee for the amount of 12.000 TL and more is charged as 250 TL.

TL Business Premises Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.00 TL0.00 %
Loan Commission2500.00 TLValid for all loan terms and loan amounts.
Interest Rate16.80 %

TL Auto Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee750.00 TL0.10 %The allocation fee is calculated as 0,1% of loan amount + tax, and minimum allocation fee is 750 TL + tax.
Interest Rate17.28 %Valid for all loan terms and loan amounts.*For tractor loans, the maximum interest rate is set to 1,70%.

TL SPOT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate32.00 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans250.00 TL2 %The loan allocation fee may vary accounting to the credit amount. For the credits between 0-25.000 TL, an amount with minimum ratio has been charged. The allocation fee for the amount of 12.000 TL and more is charged as 250 TL.

TL Letter of Guarantee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commission Rate500.00 TL8000.00 TL5.50 %Valid for all loan terms and loan amounts. Pricing is done by the collection of an amount calculated as a percentage of the amount of the letter of guarantee or the collection of a specified minimum amount.
TL Letter of Guarantee Issuance Fee250.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.

TL Ticari Amaçlı Destek Kredisi - 24 ay vadeli 10.000 TL tutarlı Destek Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Tahsis Ücreti500.00 TLBSMV hariçtir
Vergi113.43 TLOluşan faiz üzerinden %5 BSMV olarak hesaplanır.
Toplam Masraf Tutarı738.43 TLKredi tahsis ücreti, sigorta ve vergi dahil ücretler toplamından oluşmaktadır.
Faiz Oranı1.70 %
Yıllık Toplam Maliyet Oranı27.1389 %
Sigorta Tutarı100.00 TLSigorta tutarı yaşa ve teminata göre değişiklik gösterebilir.

TL Ticari Amaçlı Destek Kredisi - 36 ay vadeli 10.000 TL tutarlı Destek Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Tahsis Ücreti500.00 TL BSMV hariçtir
Vergi171.15 TLOluşan faiz üzerinden %5 BSMV olarak hesaplanır.
Toplam Masraf Tutarı738.43 TLKredi tahsis ücreti, sigorta ve vergi dahil ücretler toplamından oluşmaktadır.
Faiz Oranı1.68 %
Yıllık Toplam Maliyet Oranı25.1774 %
Sigorta Tutarı100.00 TLSigorta tutarı yaşa ve teminata göre değişiklik gösterebilir.

FX Letter of Guarantee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commission Rate500.00 TL4.00 %Valid for all loan terms and loan amounts. Pricing is done by the collection of an amount calculated as a percentage of the amount of the letter of guarantee or the collection of a specified minimum amount.
FX Letter of Guarantee Issuance Fee135.00 USDTüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.

For Personal Use

Consumer Loans - 24-month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Tax521.70 TL5% BITT and 15% RUSF is calculated over the interest accrued.
Total Fees674.20 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax
Interest Rate1.92 %
Annual Total Cost Rate28.2148 %
Insurance Amount100.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile

Consumer Loans - 36 -month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Tax794.45 TL5% BITT and 15% RUSF is calculated over the interest accrued.
Total Fees946.95 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax
Interest Rate1.90 %
Annual Total Cost Rate27.7619 %
Insurance Amount100.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile

Consumer Loans – Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate1.84 %BITT and RUSF excluded.

Home Loans - A – 120-month term 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2268 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.

Home Loans - B - 120-month term 100.000 TL Mortgage for Tenants

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per appraisal. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Annual Cost Rate16.2821 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Interest Rate1.25 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.

Home Loans - C - 120-month term 100.000 TL Variable Rate Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per appraisal. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Variable Interest Rate1.68 %Depending on the update frequency determined at the beginning of the term, the loan interest rate is updated monthly, quarterly, semi-annually or annually based on the CPI rate announced two months prior to the current month.
Annual Cost Rate22.3956 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Margin Rate (120 months)0.69 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.

Home Loans - D - 120-month term 100.000 TL Bridge Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred per expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee360.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2782 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.

Home Loans - E - 120-month term 100.000 TL 100% Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee1054.92 TL4000.00 TL(For two appraisals) The appraisal fees varies according to the location, qualitative and gross area (m2) of the properties subject to valuation. The amount of costs incurred for the expertise services and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee360.00 TLIt is the fee amount collected for two liens established. Exempt from BITT.
Interest Rate1.39 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.2268 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.

Home Loans - F – 120-month term 100.000 USD Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Appraisal Fee527.46 TL2000.00 TLIt is the fee amount collected per appraisal in advance. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.72 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.1952 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 USD Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.

Home Loans - G - 120-month term 100.000 EUR Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Appraisal Fee527.46 TL2000.00 TLIt is the fee amount collected per appraisal in advance. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.77 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.8414 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 EUR Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.

Home Loans - H - 120-month term 100.000 GBP Mortgage for Non-Residents

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Appraisal Fee527.46 TL2000.00 TLIt is the fee amount collected per appraisal in advance. It is exempt from BITT. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate0.76 %It is the interest rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. Foreign Currency Indexed Loans can only be used by non-residents who reside abroad.
Annual Cost Rate9.6943 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 GBP Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation. Real-time exchange rate information is used in the calculation, and updated at 1- hour intervals.

Home Loans - I – 36-month term 100.000 TL Fixed Rate Home Equity Loan (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.50 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate23.3689 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.

Home Loans - J - 36-month term 100.000 TL Variable Rate Home Equity Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLIt is the fee amount collected per appraisal in advance. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Variable Interest Rate (36 months)1.80 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid. The variable interest rate is calculated by adding the margin rate to the monthly Home Financing Index announced by the CBRT. The upper limit of the variable interest rate is limited to 4.00%.
Annual Cost Rate28.5460 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Margin Rate (36 months)0.81 %It is the margin rate valid for a 3-year term. It is the rate that will be added by the Bank to the monthly Home Financing Index announced by the CBRT.

Home Loans - K - 36-month term 100.000 TL Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.50 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate23.3689 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.

Home Loans - L - 36-month term 100.000 TL Automatic Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Interest Rate1.46 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate22.5574 %It is the cost rate including RUSF, calculated by adding the sum of the loan allocation fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.

Home Loans - M – 96-month term 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Interest Rate1.55 %It is the interest rate that will be applied for a 96-month term. The interest rate specified excludes RUSF and BITT. If the loan is for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If the loan is for usage purposes, a 5% BITT is collected over the monthly interest amount paid.
Annual Cost Rate22.5516 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 96-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.

Home Loans - N - Charges that may arise within loan term

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Discount2.00 %Interest discount fee is calculated regarding remaining principal amount, remaining average term, interest rate of disbursement, the re-evaluation interest rate of the credit balance and if available the option included in the product.
Term Change2.00 %Interest discount fee is calculated regarding remaining principal amount, remaining average term, interest rate of disbursement, the re-evaluation interest rate of the credit balance and if available the option included in the product.
Early Payment Fee2.00 %Early payment fee is calculated regarding remaining principal amount, remaining average term, interest rate of disbursement, the re-evaluation interest rate of credit balance and if available the option included in the product. (Installment Commercial Early Payment Commission is included.)
DASKIt varies based on the location of the property for which the loan is provided and the construction specifications.
Life InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.
Home InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.

Home Loans – O - 60-month 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL2000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.39 %5 yıl vade için kullanılan faiz oranıdır. Konut Finansmanı Kanunu kapsamında BSMV'den muaftır. Faiz oranı KKDF'siz olarak belirtilmiştir. Aylık ödenen faiz tutarı üzerinden %15 oranında KKDF tahsil edilir.
Annual Cost Rate18.3723 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.

Home Loans - P - 60-month 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Appraisal Fee527.46 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.
Real Estate Lien Fee180.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
Interest Rate1.55 %It is the cost rate including RUSF and BITT, calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Annual Cost Rate22.6428 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.

Auto Loans - 12-Month Term 10.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Tax0.00 TL0.00 %
Total Fees0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Total Cost Rate24.0651 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 10.000 TL and a 12-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.

Auto Loans - 24-Month Term 20.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Total Fees0.00 TL0.00 %
Tax0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Total Cost Rate23.4913 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 20.000 TL and a 24-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.

Auto Loans - 36-Month Term 30.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Tax0.00 TL0.00 %
Total Fees0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Cost Rate23.2918 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 30.000 TL and a 36-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.
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Credit Cards and Debit Cards

Amex

American Express Black Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Nakit Avans Ücreti (Y.içi-Garanti'den)6.80 TL 3.75 %6.80 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (yurtdışı)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee2000.00 USDBITT included.
Supplementary Card Annual Membership Fee1000.00 USDBITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee75.00 USDBITT included.
Supplementary Card Annual Membership Fee25.00 USDBITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00 TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee150.00 USDBITT included.
Supplementary Card Annual Membership Fee75.00 USDBITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee300.00 USDBITT included.
Supplementary Card Annual Membership Fee150.00 USDBITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Card

Altın Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Düzenli Ödeme Ücreti1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL Mevcut Bonus kartınızı Aynalı Bonus ile değiştirmek için 15 TL ücret ödenir (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Bonus Card-Plus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL Mevcut Bonus kartınızı Aynalı Bonus ile değiştirmek için 15 TL ücret ödenir (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Bonus Card-Premium

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL Mevcut Bonus kartınızı Aynalı Bonus ile değiştirmek için 15.00 TL ücret ödenir (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Nakit Avans Ücreti (Y.içi-Gar)6.80 TL 3.75 %6.80 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added
Cash Advance Interest1.84 %RUSF and BITT are to be added
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus American Express

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus AmEx-Bonus Companion

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtdışı)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee31.00 TL BITT included.
Supplementary Card Annual Membership Fee14.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Flexi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)9.10 TL 3.85 %9.10 TL 3.85 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.85 %8.00 TL 3.85 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.85 %3.60 USD3.85 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee0.00 TL0.00 %
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Service Fee0.00 TL0.00 %
Term Renewal Fee0.00 TL0.00 %
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Youth

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT included.
Annual Membership Fee0.00 TL0.00 %
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Service Fee0.00 TL0.00 %
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added
Cash Advance Interest1.84 %RUSF and BITT are to be added
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer -Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added
Ürün Ücreti5.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti Yurtdışı3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti5.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Platinum Amex Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Plus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Premium Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (yurtdışı)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Card-Plus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Card-Premium

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka) 8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti15.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Key Fob

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee10.00 TL BITT included.
Supplementary Card Annual Membership Fee5.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti10.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Nakit Avans Ücreti (Yurtiçi-Garanti'den))6.80 TL 3.75 %6.80 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti10.00 TL
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00 TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Watch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee10.00 TL BITT included.
Supplementary Card Annual Membership Fee5.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti70.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Sticker

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee10.00 TL BITT included.
Supplementary Card Annual Membership Fee5.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti10.00 TL BSMV dâhil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.

Environmentally Friendly Bonus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Bonus-Plus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Bonus-Premium

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BSMV dâhil.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti Yurtdışı3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Limit Aşım Faizi1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti5.00 TL BSMV Dahil.
Düzenli Ödeme Ücreti1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti5.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Pensioner Bonus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership FeeBITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
FB Kulübü Yıllık Üyelik Bedeli35.00 TL Bu ücreti Fenerbahçe Kulübü almaktadır. (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (yurtdışı)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT included.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
FB Kulübü Yıllık Üyelik Bedeli100.00 TL Bu ücreti Fenerbahçe Kulübü almaktadır (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
FB Kulübü Yıllık Üyelik Bedeli350.00 TL Bu ücreti Fenerbahçe Kulübü almaktadır (BSMV dâhil).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trink Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti Yurtdışı3.60 USD3.75 %3.60 USD3.75 %(3.60 USD ya da 2.40 EUR) BSMV eklenir.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Product Fee10.00 TL BITT included.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trink Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti10.00 TL BSMV Dahil.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Other Fees

Skip Statement

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Skip Spending1.84 %Ekstre borcunun minimum tutarının ödenmesi sonrasında kalan borç tutarınının bir sonraki ekstre dönemine kadar ertelenmesidir. (KKDF BSMV hâriç) - (Flexi Ürününde uygulama yoktur)

Skip Spending

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Skip Spending1.84 %Ekstrelenmemiş ve peşin yapılan bir işlemin sonraki aylara ertelenmesidir. (KKDF BSMV hâriç)

Post Purchase Installment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Erteleme1.84 %Peşin yapılan bir işlemin müşteri isteği ile daha ekstrelenmeden taksitlendirilmesi anlamına gelmektedir. (KKDF BSMV hâriç)

Automatic Bill Payments

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment1.84 %RUSF and BITT are to be added.

Account Statement from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Credit Card Past Statement Fee0.00 %1.65 TL 0.00 %No fees are collected for credit card activities performed within the past 1 year as of the statement request date. Activities that are older than 1 year are subject to a fee.

EFT

EFT from Credit Card - ATM

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card6.00 TL3.75 %RUSF and BITT included. Applied as Rate + Amount.

EFT from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card6.00 TL3.75 %RUSF and BITT included. Applied as Rate + Amount.

Flexi Card

Flexi Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee299.00 TL Minimum 0.00 TL (BITT included).
Supplementary Card Annual Membership Fee149.50 TL Half of the primary card fee. (BITT included).
Overdue Interest2.34 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Card Visual Change Fee9.99 TL BSMV dahil.
Package Change FeeBITT included.
Service Fee0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GarantiOne Cards

GarantiOne Paracard

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping InterestFree.
Cash Advance InterestFree.
Over-the-limit FeeFree.
Annual Membership FeeFree (BITT included).
Supplementary Card Annual Membership FeeFree.
Overdue InterestFree.
Product Fee0.00 TL0.00 %
KKDF0.15 %
BSMV0.05 %
Bill Payment with Credit Card1.00 TL
Cash Withdrawal from Other Bank ATMNo fees will be collected for cash withdrawals from other bank ATM's with GarantiOne Paracard Bonus until December 31, 2017. Any changes in fees after December 31, 2017 will also be notified in this section. (BITT Included).
Balance InquiryBITT included.

iGaranti Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)8.00 TL 3.75 %8.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee31.00 TL Supplementary card fee is half of the primary card fee. (BITT included).
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün ÜcretiÜcretsiz (BSMV dahil.)
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Service FeeIn the case that you receive your statements in printed format, no fees will be reflected on your statement.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Transfer

Kredi Kartıdan Hav. İnternet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Kartından Havale6.00 TL3.75 %Oran + Tutar şeklinde uygulanır (KKDF + BSMV dâhil)

Money Transfer from Credit Card – ATM

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card6.00 TL3.75 %RUSF and BITT included. Applied as Rate + Amount.

Miles & Smiles

Miles & Smiles Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
MC (MasterCard) Annual Membership Fee136.00 TL BITT included.
Supplementary Card Annual Membership Fee68.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Amex Annual Membership Fee68.00 TL Supplementary card fee is half of the primary card fee. (BITT included).
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Miles & Smiles Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
MC (MasterCard) Annual Membership Fee197.50 TL BITT included.
Supplementary Card Annual Membership Fee98.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Hızlı Mil Kazanım Ücreti105.50 TL Ek Kart ücreti asıl kartın yarısıdır. BSMV dahildir.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Miles & Smiles Privé

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
MC (MasterCard) Annual Membership Fee251.00 TL BITT included.
Supplementary Card Annual Membership Fee125.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Hızlı Mil Kazanım Ücreti166.50 TL Ek Kart ücreti asıl kartın yarısıdır. BSMV dahildir.
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Bonus Card

Money Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee102.50 TL BITT included.
Supplementary Card Annual Membership Fee51.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee119.00 TL BITT included.
Supplementary Card Annual Membership Fee59.00 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.84 %RUSF and BITT are to be added.
Cash Advance Interest1.84 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti)6.80 TL 3.75 %6.80 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)8.00 TL 3.75 %8.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %(3.60 USD or 2.40 EUR) BITT is to be added.
Over-the-limit Fee1.84 %RUSF and BITT are to be added.
Annual Membership Fee134.00 TL BITT included.
Supplementary Card Annual Membership Fee66.50 TL BITT included.
Overdue Interest2.34 %RUSF and BITT are to be added.
Ürün Ücreti0.00 TL0.00 %
Standing Payment Fee1.84 %1.84 %RUSF and BITT included.
Bill Payment with Credit Card1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Paracard

GS Paracard Debit

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest0.00 TL0.00 %
Cash Advance Interest0.00 TL0.00 %
Over-the-limit Fee0.00 TL0.00 %
Annual Membership FeeBITT included.
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest0.00 TL0.00 %
Product Fee0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Banka Kartı ile Fatura Ödeme1.00 TLBITT included.
Başka Banka ATM nakit çekim1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Balance Inquiry0.27 TL0.27 TLBITT included.

Paracard

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alışveriş Faizi0.00 TL0.00 %
Nakit Avans Faizi0.00 TL0.00 %
Limit Aşım Faizi0.00 TL0.00 %
Yıllık Üyelik Bedeli0.00 TL0.00 %
Ekkart Yıllık Üyelik Bedeli0.00 TL0.00 %
Gecikme Faizi0.00 TL0.00 %
Ürün ücreti0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Banka Kartı ile Fatura Ödeme1.00 TLBSMV dâhil.
Başka banka ATM nakit çekim1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Bakiye Sorma0.27 TL0.27 TLBSMV eklenir.

Paracard Trink

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest0.00 TL0.00 %
Cash Advance Interest0.00 TL0.00 %
Over-the-limit Fee0.00 TL0.00 %
Annual Membership FeeBITT included.
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest0.00 TL0.00 %
Ürün Ücreti0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Banka Kartı ile Fatura Ödeme1.00 TLBITT included.
Cash Withdrawal from Other Bank ATM1.04 TL1.15 %5 TL for cash withdrawals of up to 400 TL, 1,25% of the amount withdrawn for cash withdrawals of 400 TL and more. (BITT included).
Balance Inquiry0.27 TL0.27 TLBITT included.
Open/Close panel

Deposit Accounts

Statement Fee

TL Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ELMA Account Statement – Real PersonsA monthly fee is collected from our customers who have an ELMA account. BITT included.
Overdraft Account Statement1.94 TL1.94 TLA monthly collection is made from our customers who have an overdraft account, in the months the overdraft account is used. BITT included.
TL Current Account Statement – Real Persons1.54 TL1.54 TLCollection is made per statement requested. BITT included.

FX Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
FX Current Account Statement – Real Persons0.45 EUR0.45 EURThe currency equivalent is collected. Collection is made per statement requested. BITT included.

GarantiOne Statement Fee

TL Current Account Statement

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
TL Current Account Statement1.54 TL1.54 TLCollection is made per statement requested. BITT included.

GarantiOne Account Management Fee

Account Management Fee – GarantiOne TL and FX Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Account Management Fee – TL and FX Account69.00 TL69.00 TLNo fee.

Account Management Fee

Account Management Fee – TL and FX Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Personal TL and FX Accounts – Retail and SME Business Owners, Companies (SME and Commercial, Corporate)85.00 TL85.00 TL*BITT included. *Euro accounts will be charged as 19 Euro. Account management fee for other FX accounts will be collected as equivalent. *Account management fee is collected for each half-year period which is twice a year. *Business owners' account management fee will be collected depending if any commercial product is linked to their commercial accounts. *Account management fee will be collected according to the number of accounts of each customer.

Minibank Closure Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Minibank Early Closure Fee0.00 TL0.00 %
Open/Close panel

ATM Usage

GarantiOne Card Transactions

Money Deposit to Someone Else's Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Deposit8.00 TL8.00 TLRUSF and BITT included.

Over-the-Limit Money Withdrawal

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal5.00 TL1.50 %200.00 TL1.50 %RUSF and BITT included.

Card Transactions

Other Bank Credit Card Debt Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment14.00 TL14.00 TL

Money Deposit to Someone Else's Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Deposit8.00 TL8.00 TL

Other Bank OGS Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment14.00 TL14.00 TL

Statement Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Statement Printout0.00 TL0.00 %

Bill Payment with Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment1.50 TL2.0 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

EFT from Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)6.00 TL3.75 %Applied as Rate + Amount. RUSF and BITT included.

Money Transfer from Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card (+0.00 TL)6.00 TL3.75 %Applied as Rate + Amount. RUSF and BITT included.

Over-the-Limit Money Withdrawal

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal5.00 TL1.50 %200.00 TL1.50 %BITT included.

Receipt Printout Transactions

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Inquiry0.00 TL0.00 %

Balance Inquiry at Joint ATM's

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Inquiry0.27 TL0.27 TLBSMV eklenir.

Money Withdrawal from Joint ATM's

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.

PC Business Mesai Dışı Para Yatırma

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Para Yatırma8.00 TL8.00 TLIt's the transaction fee collected for money deposit to account transactions performed between the hours of 20:00-02:00.

Cardless Transactions

Money Transfer without Bank Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer9.00 TL9.00 TL
Off-hours Money Transfer10.00 TL10.00 TLValid on weekdays after 18:00, weekends and official holidays. BITT included.

EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Cardless EFT with IBAN10.00 TL10.00 TL
Cardless Late EFT with IBAN11.00 TL11.00 TL
EFT Other Bank Credit Card Payment10.00 TL10.00 TL
Late EFT Other Bank Credit Card Payment11.00 TL11.00 TL

E-Commerce Payments

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
E-Commerce PaymentsVaries according to the institution.

Bill

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment0.50 TL4.00 TL1.64 %

Money Deposit to Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Deposit12.00 TL12.00 TL500 TL üzeri 15 TL olarak ücretlendirilir.
Off-hours Money Deposit15.00 TL15.00 TLHafta içi 18:00 sonrası, hafta sonları ve resmi tatillerde geçerlidir. BSMV dahil. 500 TL üzeri 18 TL olarak ücretlendirilir.

Over-the-Limit Money Withdrawal

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal5.00 TL1.50 %200.00 TL1.50 %

Games of Chance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Games of Chance3.50 TL3.50 TL

Consumer Loan Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Consumer Loan Payment0.50 TL3.00 TLVaries according to the institution.
Open/Close panel

Safe Deposit Box Fees

Safe Deposit Box

Large Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Large Size Safe Deposit Box Security Deposit545.00 TL545.00 TLIt is the 1-year fee for the safe deposit box. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Large Size Safe Deposit Box Fee (Payment from Credit Card)545.00 TL545.00 TLBITT included.
Annual Large Size Safe Deposit Box Fee (Payment from Account)595.00 TL595.00 TLBITT included.

Small Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Small Size Safe Deposit Box Security Deposit380.00 TL380.00 TLIt is the 1-year fee for the safe deposit box. The security deposit amount varies depending on whether the payment is made from credit card or account. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Small Size Safe Deposit Box Fee (Payment from Credit Card)380.00 TL380.00 TLBITT included.
Annual Small Size Safe Deposit Box Fee (Payment from Account)415.00 TL415.00 TLBITT included.

Medium Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Medium Size Safe Deposit Box Security Deposit435.00 TL435.00 TLIt is the 1-year fee for the safe deposit box. The security deposit amount varies depending on whether the payment is made from credit card or account. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Medium Size Safe Deposit Box Fee (Payment from Credit Card)435.00 TL435.00 TLBITT included.
Annual Medium Size Safe Deposit Box Fee (Payment from Account)465.00 TL465.00 TLBITT included.
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Securities Transactions

Bonds

BIST Bond Orders

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment Center0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Investment Center (FX)0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking (FX)0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)

GDSs

GDSs Tender Participation

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment CenterValid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Investment Center (FX)Valid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private BankingValid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking (FX)Valid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
BranchValid for transactions of over 5.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Branch (FX)Valid for transactions of over 5.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)

E-Trader

BIST

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
BIST Düzey 2 Servis Ücreti70.00 TL70.00 TL
BIST Düzey 1 Servis Ücreti10.00 TL10.00 TL
BIST Level 1+ Service Fee25.00 TL25.00 TL
Mobil BIST Düzey 1 Servis Ücreti10.00 TL10.00 TL
Mobil BIST Düzey 2 Servis Ücreti70.00 TL70.00 TL
Tablet BIST Düzey 1 Servis Ücreti10.00 TL10.00 TL
Mobil BIST Düzey 1+ Servis Ücreti25.00 TL25.00 TL
Tablet BIST Düzey 2 Servis Ücreti70.00 TL70.00 TL
Tablet BIST Düzey 1+ Servis Ücreti25.00 TL25.00 TL

VİOP

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
VIOP Düzey 1+ Servis Ücreti25.00 TL25.00 TL
VİOP Düzey 1 Servis Ücreti10.00 TL10.00 TL
VIOP Düzey 2 Servis Ücreti70.00 TL70.00 TL
Mobil VIOP Düzey 1 Servis Ücreti10.00 TL10.00 TL
Mobil VIOP Düzey 1+ Servis Ücreti25.00 TL25.00 TL
Tablet VIOP Düzey 1 Servis Ücreti10.00 TL10.00 TL
Mobil VIOP Düzey 2 Servis Ücreti70.00 TL70.00 TL
Tablet VIOP Düzey 1+ Servis Ücreti25.00 TL25.00 TL
Tablet VIOP Düzey 2 Servis Ücreti70.00 TL70.00 TL

Funds

Early Exit Fees

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PB Type B Bills and Bonds Fund0.01 TL0.30 %0.30 %A 0,3% commission is collected over the sale amount by the Founder from investors who hold the participation certificates for less than 15 days, including the day the purchase order of the participation certificate is executed and the day the sale order is executed. The relevant commissions are registered as revenue for the founder on the day of the collection.
PB Type B Balanced Fund0.01 TL0.30 %0.30 %A 0,3% commission is collected over the sale amount by the Founder from investors who hold the participation certificates for less than 15 days, including the day the purchase order of the participation certificate is executed and the day the sale order is executed. The relevant commissions are registered as revenue for the founder on the day of the collection.

Stocks

Stock Commission Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alo Garanti0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Garanti Trader0.090000 %0.180000 %Rates specified are per transaction. BITT included.
Internet Banking0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Mobile Banking0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Branch0.010000 %0.320000 %Rates specified are per transaction. BITT included.
Investment Center0.320000 %Rates specified are per transaction. BITT included.

Share Purchase Loan

Share Purchase Loan Interest Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment Center1.840000 %Rates specified are annual rates. 5% BITT and 15% RUSF will be added. For any payments that are overdue, the (monthly/annual) maximum default interest rate determined by the CBRT will be added to the loan interest rate.
Internet1.840000 %Rates specified are annual rates. 5% BITT and 15% RUSF will be added. For any payments that are overdue, the (monthly/annual) maximum default interest rate determined by the CBRT will be added to the loan interest rate.

Central Registry Agency

Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Custody Fee0.08 %0.08 %

Trading

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ETF Trading Fee0.00 TL0.00 %

ETF Warrant

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Warrant Custody Fee0.06 %0.06 %

ESTS Depot Assignment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ESTS Depot Assignment0.00 TL0.00 %

General Assembly Blockage Letter

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Stock – General Assembly Blockage Letter2.00 TL

Lien

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Lien Fee0.00 TL0.00 %

Account Opening

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Account Opening Fee0.00 TL0.00 %

Account Maintenance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Account Maintenance FeeThe maximum amount is 0,007 TL and collected on a daily basis from securities custody balance of over 100 TL. It is the annual amount excluding BITT.

Usufruct

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Usufruct Fee0.00 TL0.00 %

Redemption Coupon Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Coupon Redemption Fee0.01 %0.01 %

KAPALI HİSSE SERMAYE ARTIRIM B

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
KAPALI HİSSE SERMAYE ARTIRIM B0.01 %0.01 %

Conversion from Non-Floating Share to Free Float Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion from Non-Floating Share to Free Float Share0.00 TL0.00 %

Non-Floating Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Share Custody Fee0.08 %0.08 %

Non-Floating Share Capital Increase Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Share Capital Increase Fee0.01 %0.01 %

PSDI Principal

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Custody Fee0.05 %0.05 %

PSDI Coupon

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Coupon Custody Fee0.00 %0.00 %

OSBA KUPON AYRIŞTIRMA

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
OSBA KUPON AYRIŞTIRMA UCRETİ0.00 TL0.00 %

Custody Takasbank Conditional Wire Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Custody Takasbank Conditional Wire Transfer0.00 TL0.00 %

Capital Increase – Free Float Shares – Through Rights Issues

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Increase (through Rights Issues)0.02 %0.02 %

Capital Increase – Free Float Shares – Through Bonus Issues

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Increase (through Bonus Issues)0.02 %0.02 %

Capital Decrease – Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Decrease Fee0.02 %0.02 %

Capital Decrease – Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Shares Capital Decrease Fee0.01 %0.01 %

Dividend – Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Dividend Fee0.02 %0.02 %

Dividend – Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Shares Dividend Fee0.00 %0.00 %

International Securities Transactions – Delivery

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
International Delivery Fee0.00 TL0.00 %

International Securities Transactions – Receipt

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
International Receipt Fee0.00 TL0.00 %

Within-Member Securities Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Within-Member Wire Transfer Fee0.00 TL0.00 %

Between-Members Securities Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Between-Members Wire Transfer Fee0.00 TL0.00 %

Conversion from Restricted Shares to Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion from Restricted Shares to Non-Floating Shares0.05 %0.05 %

Conversion to Restricted Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion to Restricted Share0.05 %0.05 %

Delivery of the Investor Registration No and PIN

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Delivery of the Investor Registration No and PIN5.00 TLA 5.00 TL fee is collected for the delivery of the registration number to the investor. After the delivery of the registration number and PIN, if a request is made again, the same fee will be accrued. The amount specified excludes BITT.

Mutual Funds

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fund Custody Fee0.05 %0.05 %

Mutual Fund Transactions (Members)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Mutual Fund Trading Transactions Between membersBITT excluded.

VİOP

VİOP Commission Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alo Garanti0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Garanti Trader0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Internet Banking0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Mobile Banking0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Investment Center0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Branch0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
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Checks and Notes

Checks

Check Issuance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Gift Check (TL)10.00 TL10.00 TLBITT included.
Gift Check (USD)10.00 TL10.00 TLBITT included.
Gift Check (EUR)10.00 TL10.00 TLBITT included.
Gift Check (Gold)5.00 TL5.00 TLBITT included.
Keşide Çeki12.00 TL0.50 %20.00 TL0.50 %BSMV Dahil.
Blocked Check20.00 TL0.10 %150.00 TL0.10 %BITT included.
Seyahat Çeki10.00 TL0.10 %10000.00 TL0.10 %BSMV Dahil.

Check Return

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Unprocessed Return8.00 TL8.00 TLBITT included.

Checkbook

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Check Leaf5.50 TL5.50 TLBITT included.
Çek Yaprağı (Kare Kodlu)5.50 TL5.50 TLBITT Included
Kayıp Çek Yaprağı10.00 TL10.00 TLBSMV Dahil.
Credit Bureau of Turkey Check Report (Branch)10.00 TL10.00 TLBITT Included
Credit Bureau of Turkey Check Report (Internet Banking)6.00 TL6.00 TLBITT Included

Check Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Seyahat Çeki12.00 TL12.00 TLBSMV Dahil.
Blocked Check22.00 TL22.00 TLBITT included.

Check Collection

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Other Bank FX Check (Participating Banks)13.00 TL13.00 TLBITT included.
Check Payment through Teller at another Branch50.00 TL0.50 %200.00 TL0.50 %BITT included.
Check Payment through Teller at the same Branch25.00 TL25.00 TLBITT included.
Check Collection (Garanti Bank)(TL-FX)20.00 TL20.00 TLBITT included.
Check Collection(Other Bank) (TL-FX)25.00 TL25.00 TLBITT included.

Bounced Check Transactions

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Partial Payment35.00 TL0.20 %150.00 TL0.20 %BITT included.
Exercising the Right to Settle35.00 TL0.20 %150.00 TL0.20 %BITT included.
Elden Ödeme25.00 TL25.00 TL

Notes

Note Return

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Unprocessed Return20.00 TL20.00 TLBITT included

Note Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Other branch note payment5.00 TL5.00 TLBITT included.
Note Payment (from credit card)3.99 %3.99 %BITT Included
Bill Delivery From The Same Branch - Account3.00 TL3.00 TLBITT Included
Bill Delivery From The Same Branch - Cash3.00 TL3.00 TLBITT Included

Note Payment (ATM)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)3.00 TL3.00 TLBITT Included.
Different Branch Note Submission (from Account)6.00 TL6.00 TLBITT Included.

Note Payment (Mobile Banking)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)3.00 TL3.00 TLBITT Included.
Different Branch Note Submission (from Account)6.00 TL6.00 TLBITT Included.
Note Payment (from credit card)3.99 %3.99 %BITT Included

Note Payment (Internet Banking)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)3.00 TL3.00 TLBITT Included.
Different Branch Note Submission (from Account)6.00 TL6.00 TLBITT Included.
Note Payment (from credit card)3.99 %3.99 %BITT Included

Note Protest Transaction

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Return of Protested Note45.00 TL45.00 TLBITT included.
Removal of Note Protest30.00 TL30.00 TLBITT included.

Note Collection

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Note collection through GB branch40.00 TL40.00 TLBITT included.
Note Collection through Correspondent Bank (Ziraat Bank branch)40.00 TL40.00 TLBITT included.
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OTHER

Cepbank

Money Transfer to Mobile Phone through CepBank

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Mobile Phone through CepBank4.50 TL4.50 TL

Money Transfer to Mobile Phone through Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Mobile Phone through Mobile Banking4.50 TL4.50 TLDoğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.

Money Transfer to Mobile Phone through GarantiOne

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From AccountNo fees will be collected for Money Transfer transactions performed through GarantiOne until December 31, 2018. Any changes in fees after December 31, 2018 will also be notified in this section. (BITT Included).

Money Transfer to Mobile Phone through Internet Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account4.50 TL4.50 TLDoğum gününüzden itibaren bir hafta boyunca ilk 3 transferiniz ücretsiz. Daha önce verdiğiniz transfer emirleri ve geç EFT işlemleri için geçerli değildir. Yalnızca Garanti Cep ve Internet kanallarında geçerlidir.

Money Transfer to Mobile Phone through Paramatik

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account4.50 TL4.50 TL

Money Transfer to Mobile Phone by SMS

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account4.50 TL4.50 TL

Other Fees

SGK Payment through Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
SGK payment with Credit Card (0.00 - 74.99 TL)1.50 TL1.50 TLRUSF and BITT included.
SGK payment with Credit Card (+75.00 TL)2.00 %2.00 %RUSF and BITT included.

Tax Payment through Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax payment with Credit Card (0.00 - 74.99 TL)1.50 TL1.50 TLRUSF and BITT included.
Tax payment with Credit Card (+75.00 TL)2.00 %2.00 %RUSF and BITT included.

Other Fees

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Gift Gold Transfer (Internet)0.00 TL0.00 %
Foreign Currency Purchase / Sale (0.00 - 50.00 TL)Applicable at airport and border gate branches. Transaction fee in effect at Atatürk Airport branch is 4.20% of the transaction amount. Transaction fee in effect at Sabiha Gökçen Airport branch is 2.00% of the transaction amount. Transaction fees in effect at border gate branches are; 6.00% of the transaction amount at Kapıkule and Hamzabeyli branches, and 3.00% of the transaction amount at Sarp, Habur and Cilve Gözü branches. BITT included.
Foreign Currency Purchase / Sale (50.01 - 99999999999.00 TL)Applicable at airport and border gate branches. Transaction fee in effect at Atatürk Airport branch is 4.20% of the transaction amount. Transaction fee in effect at Sabiha Gökçen Airport branch is 2.00% of the transaction amount. Transaction fees in effect at border gate branches are; 6.00% of the transaction amount at Kapıkule and Hamzabeyli branches, and 3.00% of the transaction amount at Sarp, Habur and Cilve Gözü branches. BITT included.
Credit Bureau of Turkey Risk Report10